Template

3-Year Projection & Cash Flow Workbook

Enter your revenue, costs and the loan you want. The workbook builds 36 months of profit and loss and cash flow, year-end balance sheets that must balance, and tests debt service coverage against the SBA minimum for your loan type under SOP 50 10 8.1: 1.10 for a 7(a) Small loan, 1.15 for a standard 7(a) loan or business expansion, 1.25 for an initial acquisition or owner buyout, and 1.0 global.

What’s included

• 36 months of profit and loss and cash flow, with annual summaries
• Year-end balance sheets with a balance check
• Coverage tests at 1.10, 1.15, 1.25 and 1.0 global, set by your loan type
• Loan payment with the SBA maximum rate check
• Break-even revenue and 10% / 20% sensitivity
• Completed example workbook and PDF guide

Every ACESBA product comes with

• Step-by-step instructions for every section
• A completed example for a fictional business
• References to the SBA rule each part applies
• Editable Word, Excel or PowerPoint files
• A version showing the SBA rules it follows (SOP 50 10 8.1)
• Documents for your lender kept free of ACESBA branding