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ACESBA

SBA Readiness Report

See your business the way an SBA lender will

Fifteen questions, scored the way lenders review a file: your score, the program that fits, what a lender will question, and what to do next.

Start the assessment · was $29.99, now $19.99

  1. Answer 15 questions

    About your business, records, credit and the funding you need. Answers save as you go.

  2. Pay once

    $19.99 at checkout after the last question. No subscription.

  3. Get your plan

    Your score and top actions on screen, and a detailed report by email.

What your results look like

A score, a level and the areas to work on

Your results appear on screen as soon as payment goes through, with a detailed report by email. This sample is for a fictional bakery.

SBA Readiness Report

Rivera Bakery LLC

Sample

Readiness level

SBA Track Ready

Close to lender-ready. Two areas need attention before applying.

  • Business strength 20/25
  • Repayment capacity 12/15
  • Documentation 13/25
  • Credit 15/20
  • Funding fit 8/15

Best fit

SBA 7(a)

Red flags

2 to resolve

What you get for $19.99

On screen right away

  • Your score out of 100 and readiness level
  • Five area scores
  • Your strongest and weakest areas
  • Your best-fit SBA programs
  • Eligibility check and lender red flags
  • Your top three actions

Detailed report by email

A branded report written to you, covering every area in depth: what each of your answers means to a lender, full details of your matched programs, your personal document checklist with SBA form numbers, and a 30/60/90-day plan.

Your purchase also includes one free retake within 90 days, so you can measure your progress.

What we ask about

  1. Eligibility3 questions
  2. Business strength3 questions
  3. Documentation4 questions
  4. Credit2 questions
  5. Funding fit3 questions

Five readiness levels

  1. 80–100Lender Ready
  2. 65–79SBA Track Ready
  3. 50–64Improving
  4. 30–49Early Stage
  5. 0–29Not Ready

Areas: Business strength (25), Repayment capacity (15), Documentation (25), Credit (20), Funding fit (15).

Frequently asked questions

When do I pay?
At checkout, once you have answered the last question. Your answers are saved, and your results appear the moment payment goes through.
What do I need to have ready?
Nothing to upload. A rough idea of your monthly revenue, your credit score range and what you want the money for is enough. Most people finish in about six minutes.
Is it a loan application or a credit check?
Neither. ACESBA is not a lender, and we never check your credit or share your answers with lenders.
Can I take it again?
Yes. Your purchase includes one free retake within 90 days, so you can measure your progress.
What happens to my information?
We use it only to produce your report and, if you agree, to send you SBA funding tips. See our privacy policy.

The Readiness Report is an educational estimate based on your answers. It is not a loan decision, a loan offer or a guarantee of approval. ACESBA is not a lender and is not affiliated with the U.S. Small Business Administration.

Start the assessment